How often do you worry about retirement funds, run your figures through those "How much do I need to retire?" calculators and read about the best asset allocation strategies?
The bottom line is that nearly everyone who has angst about thin retirement accounts likely needs to pare back, save more, and manage money better.
Some great tips in these articles in the November newsletter from the SRES Council
Five Ways to manage clutter
Just consider the cost of clutter. You lose time searching for items. You spend money on storage units that could be devoted to hobbies, savings, or vacations. And when you're selling your house, clutter leaves a bad impression on prospective buyers.