Mortgage Information

Lewes is the Place for Homes and History on September 21st and 22nd

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Lewes is the Place for Homes and History on September 21st and 22nd

Surprise! I love houses, new and old, and am always enthusiastic about learning about the latest home and lifestyle technologies, decorating and landscaping options. In other words, all of the things that turn our houses into beloved [...]

What To Expect From the Housing Market in 2023

What To Expect from the Housing Market in 2023 | MyKCM

The 2022 housing market has been defined by two key things: inflation and rapidly rising mortgage rates. And in many ways, it's put the market into a reset position.

As the Federal Reserve (the Fed) made moves this year to try to lower inflation, mortgage rates more than doubled  something thats never happened before in a calendar year. This had a cascading impact on buyer activity, the balance [...]

What Buyers and Sellers Need To Know About the Appraisal Gap

What Buyers and Sellers Need To Know About the Appraisal Gap | MyKCM

What is an appraisal gap?

An appraisal gap occurs when an appraisal comes in below the contract price on a house. Today's hot real estate market contributes to a higher rate of appraisal gaps.

Its economy 101 when supply is low and demand is high, prices naturally rise. Thats whats happening in todays housing market. Homeprices are [...]

Understanding the Link Between Property Taxes & Your Mortgage Payment

Delawares known for lower property taxes which can reduce your mortgage payment.

When buying a home, taxes are one of the expenses that can make a significant difference in your monthly payment. Do you know how much you might pay for property taxes in your state or local area? Knowing this information is one big reason why many choose to [...]

3 Outstanding Reasons a Local Lender is Better

Before clicking on an internet lender website research what your Delaware local lenders have to offer.

Its hard to avoid all the national advertising for Internet lenders like Quicken Loans, but dont listen! Active Adults Realty is involved in hundreds of transactions a year. We have learned through experience that you will have a [...]

What Would Life Be Like Without a Mortgage Payment

Do you think your life would be much easier without a mortgage payment in your retirement? Want to know the advantages of a reverse mortgage?

Broker/Owner Kathy Sperl-Bell invites you to meet a friend and client Bob Burakiewicz, a financial planner. He highlights the advantages of having a reverse mortgage and what it can mean for you in [...]

What is Mortgage Recasting? | Ask The Broker

Mortgage Recasting can help lower mortgage payments and can be a great option for retirees.

Broker/Owner Kathy Sperl-Bell invites Pete Green from US Bank Home Mortgage to explain mortgage recasting. Watch to see why Mortgage Recasting could help retirees make a smooth transition when selling thier current home a moving into their retirement [...]

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