Mortgage Financing

The Do's and Don'ts after Applying for a Mortgage

The Dos and Donts after Applying for a Mortgage | MyKCM

The Dos and Donts after Applying for a Mortgage

Once youve found the right home and applied for a mortgage, there are some key things to keep in mind before you close. You're undoubtedly excited about the opportunity to decorate your new place, but before you make any large purchases, move your money around, or make any major life [...]

3 Outstanding Reasons a Local Lender is Better

Before clicking on an internet lender website research what your Delaware local lenders have to offer.

Its hard to avoid all the national advertising for Internet lenders like Quicken Loans, but dont listen! Active Adults Realty is involved in hundreds of transactions a year. We have learned through experience that you will have a [...]

What Would Life Be Like Without a Mortgage Payment

Do you think your life would be much easier without a mortgage payment in your retirement? Want to know the advantages of a reverse mortgage?

Broker/Owner Kathy Sperl-Bell invites you to meet a friend and client Bob Burakiewicz, a financial planner. He highlights the advantages of having a reverse mortgage and what it can mean for you in [...]

What is Mortgage Recasting? | Ask The Broker

Mortgage Recasting can help lower mortgage payments and can be a great option for retirees.

Broker/Owner Kathy Sperl-Bell invites Pete Green from US Bank Home Mortgage to explain mortgage recasting. Watch to see why Mortgage Recasting could help retirees make a smooth transition when selling thier current home a moving into their retirement [...]

Should I Get a Mortgage in Retirement?

With the increasing debt facing many Boomers today, it may be wise to consider other options besides a mortgage in retirement.

Is getting a mortgage in retirement the best idea for you? Delaware real estate broker, Kathy Sperl-Bell of Active Adults Realty discusses the realities of mortgage debt for today's Boomers and the options they [...]

Is A Cash Offer Better Than An Offer With Financing?

Is a cash offer best? How the home purchase is financed is not the only way to make sure your offer is most attractive to home sellers.

Is a home seller more willing to accept a cash offer over a one with a mortgage? Not always. Kathy Sperl-Bell of Active Adults Realty in Delaware explains that a "complete offer" is what makes a great offer [...]

Can I Get A Mortgage To Buy My Retirement Home In Delaware?

Retirees who take the right steps and avoid these common pitfalls can qualify for a mortgage for their Delaware retirement home.

In today's Ask The Broker video, Kathy invites guestPete Green of Atlantic Bay Mortgage Group to discuss if retirees can obtain a mortgage to purchase their retirement home and what they can do to qualify. Learn [...]

Mortgage: Pre-Approval vs. Pre-Qualification

Before the crash, it used to be easy. You called a loan officer, told them what you made and what you owed and BAM! they sent you a pre-qualification letter.

Then came the CRASH and the huge losses when values plunged and people could not afford the homes they purchased. They could not sell for enough $$ to pay off the mortgage companies [...]

Tips to Present a Stronger Mortgage Application

Everyone keeps talking about how hard it is to get a mortgage with todays tighter lending standards. Many people actually disqualify themselves without even talking to a mortgage professional! But with both money and houses on sale, now is a really great time to buy. In fact, 8 of 10 homeowners would say now is a great time to buy a [...]

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