In Realtor.coms recent article, Home Buyers Top Mortgage Fears: Which One Scares You? they mention that 46% of potential home buyers fear they wont qualify for a mortgage to the point that they dont even try.

Here are the two myths holding back buyers...

Myth #1: I Need a 20% Down Payment

Buyers overestimate the down payment funds needed to qualify for a home loan. According to the [...]