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Four Things That Help Determine Your Mortgage Rate

Four Things That Help Determine Your Mortgage Rate | MyKCM

If youre looking to buy a home, you probably want to secure the lowest interest rate possible for your home loan. Over the last couple of years, that was easier to do as the housing market saw record-low mortgage rates, but this year rates have risen dramatically.

If youre looking for ways to combat todays higher rates and lock in the lowest one you can, here are a few factors to focus on. Since approval opportunities can vary, connect with a trusted lender for customized [...]

Saving for a Down Payment? Heres What You Should Know.

Saving for a Down Payment? Heres What You Should Know. | MyKCM

As you set out to buy a home, saving for a down payment is likely top of mind. But you may still have questions about the process, including how much to save and where to start.

If that sounds like you, your down payment could be more in reach than you originally thought. Heres why.

The 20% Down Payment Myth

If you believe you have to put 20% down on a home, you may have based your goal on a common [...]

Your Homeowners Policy Probably DOESN'T Cover Flooding, So Get Prepared Now

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Will My House Still Sell in Todays Market?

Will My House Still Sell in Todays Market? | MyKCM

If recent headlines about the housing market cooling and buyer demand moderating have you worried youve missed your chance to sell, heres what you need to know. Buyer demand hasnt disappeared, its just eased from the peak intensity we saw over the past two years.

Buyer Demand Then and Now

During the pandemic, mortgage rates hit record lows, and that spurred a significant rise in buyer demand. This year, as rates increased due to factors like [...]

Selling Your House? Your Asking Price Matters More Now Than Ever

Selling Your House? Your Asking Price Matters More Now Than Ever | MyKCM

 

Theres no doubt about the fact that the housing market is slowing from the frenzy we saw over the past two years. But what does that mean for you if youre thinking of selling your house?

While home prices are still appreciating in most markets and experts say that will continue, theyre climbing at a slower pace because rising mortgage rates are creating [...]

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