If you are considering moving to Delmar, DE, you’ll discover the charm of the "Little Town Too Big for One State." When searching for the best neighborhoods in Delmar, DE, retirees often choose Stillwater Landing to secure a Delaware tax address while staying 15 minutes from the shopping and dining of Salisbury, MD. The vibe here is "relaxed and neighborly"—a place where you can catch a Delmarva Shorebirds game on Friday and spend your Saturday boating among the cypress trees at nearby Trap Pond. It’s a community where you can reclaim your time and your budget.

The HOA at Stillwater Landing is one of the most affordable in the region, focusing on community standards rather than high-cost luxury features.
Common Area Maintenance: Upkeep of ponds, playground, and green spaces.
Professional Landscaping: Maintenance of community entrances and buffers.
Snow Removal: Clearing of community streets and accessible sidewalks.
Estimated Fee: Approximately $50–$75 per month (As of February 2026). (Note: Residents handle their own lawn care at this community.)

Residents often highlight the "backyard freedom" they found at Stillwater Landing, particularly the ability to have a private fence for their dogs. The Ryan Homes "Spruce" model is a community favorite for its effortless one-level flow. Emotionally, neighbors appreciate the "Financial Peace of Mind"—knowing their new construction home is energy-efficient and their property taxes are a fraction of what they paid in Maryland or the Northeast.

Living in Delmar (on the Delaware side) allows you to fully utilize the "Delaware Advantage" for your retirement:
NO Sales Tax: 0% tax on everything from home improvement to everyday groceries.
Low Property Taxes: Delaware features some of the lowest property tax rates in the nation.
No Social Security Tax: Keep 100% of your Social Security benefits for your lifestyle.
Retirement Income Exclusion: Generous state tax exclusions for pension and 401(k) income.