High rates got you down? *SELLER IS OFFERING 3% ($13,770) TOWARD CLOSING COSTS OR A RATE BUYDOWN. Here's how a buyer could put it to work at $459,000 with 5% down: • 2-1 buydown: your payment is about $570 a month lower in year one and about $290 lower in year two, using roughly $10,300 of the credit. The remainder can go toward closing costs. • Permanent buydown: the full credit can lower your rate by roughly 0.65%, saving about $185 a month for the life of the loan. • Or skip the buydown and use it all for closing costs, so you keep more cash in your pocket. Examples are illustrative; savings depend on your loan and rate. Ask your lender (or mine!) for exact numbers. This 1948 brick Colonial has great bones, and the sellers have already invested in the ones that matter most: a 200-amp electrical service upgrade, updated kitchen and bathroom plumbing, a newer water heater, replaced exterior AC unit, and a fully fenced backyard with shed, extensive brickwork, a multi-level patio, raised garden beds, and mature shade trees, built for entertaining. Seller estimates the roof is approximately 6-10 years old (replaced by previous owner). The model ship and bedroom map, in the home since its first owner, convey - a nice bit of continuity. Classic Colonial layout, 3 bedrooms, 2 updated full baths, generous room sizes, and good natural light throughout. Beyond the house, you'll find yourself in the historic Town of Cheverly. It's about a half mile to the Cheverly Metro, 2 miles to Costco, Lowes & shops & restaurants at Dakota Crossing, and less than 15 minutes to the restaurants in the Arts District in Hyattsville. You're just 15 minutes away from grocery shopping at Wegmans in Lanham, & from the Whole Foods Market in Riverdale. Need to get to Baltimore, Annapolis or into DC, or ready to head "down the ocean, hon" to Ocean City? Cheverly is nestled in the middle of 2 major highways -- Route 295 & Route 50 are just a couple of minutes away. Come check out 5796 Carlyle St and join The Cheverly Goodlife -- it's a rare chance to get into this historic, close-knit community.
Listed by Susan Pruden of CENTURY 21 New Millennium

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