This property qualifies for CRA financing with 3% down, no PMI, and an interest rate lower than FHA. HWA home warranty will be included in the sale of the property. Flexible Duplex Investment Opportunity! This duplex offers multiple income-producing possibilities with a flexible layout, making it an ideal opportunity for both investors and owner-occupants. The property includes a rental license for two residential rental units. The second floor features a 2-bedroom, 1-full bath apartment that is currently tenant-occupied, and the tenant would like to remain after the sale, providing immediate rental income for the new owner. The first floor offers a 2-bedroom, 2-full bathroom unit with access to a full basement, which includes an additional full bathroom and additional common area, adding even more flexibility and functionality. Units A and B are currently leased through October 2nd, generating $1,200 and $1,300 per month. The property is all-electric, with no gas service, and includes a recently installed water meter (approximately two years old). A small backyard provides outdoor space for tenants or personal enjoyment. The property has a valid use permit for a duplex and active rental license. This property qualifies for CRA financing with 3% down, no PMI, and an interest rate lower than FHA for qualified buyers. Additionally, KeyBank is offering a $5,000 lender credit, which may be combined with the Philly First $10,000 Grant. The lender credit may be applied toward closing costs, prepaid mortgage expenses, hazard or flood insurance, escrow deposits, real estate taxes, or per diem interest. The property is being sold strictly AS-IS. The seller will not make any repairs or provide credits for repairs. Zoning compliance would be the buyer's responsibility. A minimum of 24 hours' notice is required for all showings due to the occupied units. Conveniently located near Hunting Park, Marcus Foster Memorial Stadium, Mann Recreation Center, shopping, dining, and public transportation, this property offers easy access to everyday amenities and major commuter routes. Whether you're looking to expand your investment portfolio or occupy one unit while generating rental income from the other, this property presents an outstanding opportunity. Schedule your private showing today!