4.99% Permanent Rate - No Buydown Required Special FHA financing available through our preferred lender. Qualified buyers can lock in a 4.99% fixed rate for the full 30-year term - no temporary buydown, no gimmicks. Turnkey Duplex Just Steps from Temple - Built for Strong Returns Welcome to 2014 N 20th Street - a prime investment opportunity in the heart of Temple University's rental corridor. Built in 2015, this modern duplex offers the perfect blend of low-maintenance construction, strong tenant appeal, and consistent income potential. Each unit features a spacious bi-level layout with 4 bedrooms and 3 full bathrooms, making it highly attractive to students and young professionals. The open-concept living and dining areas showcase hardwood flooring, recessed lighting, and a bright, contemporary feel that today's renters love. The kitchens are thoughtfully designed with granite countertops, stainless steel appliances, and modern cabinetry - built to handle everyday living while still showing beautifully. Each unit also includes its own full laundry room, central air and heat, and updated mechanical systems for added efficiency and peace of mind. The first-floor unit offers a bonus living area/den along with walk-out access to the basement, providing additional flexible space. Out back, you'll find a private yard - perfect for relaxing or entertaining. Located just minutes from Temple's campus, this property sits in a high-demand rental area known for steady occupancy and strong income potential. Whether you're expanding your portfolio or looking to house hack by living in one unit and renting the other, this is a smart, modern investment that checks all the boxes.