This property has been fully upgraded with new HVAC; new kitchen cabinets and solid surface counter-tops; new appliances (washer, dryer, refrigerator and stove), new flooring and all new insulated glass windows and sliding glass doors. This is a wonderful unit that is move-in ready. But buyer must submit a signed Income Certification with supporting documents as instructed and have it reviewed and approved by the NJ Housing and Mortgage Finance Agency prior to the Seller being permitted to sign an Agreement of Sale. The NJHMFA has Down Payment and Closing Cost Assistance available. Buyer's total household income cannot exceed $143,280. There are no restrictions or liens placed on this property after closing. This property was financed by the NJHMFA's Foreclosure Intervention Program for the non-profit owner to help middle-income buyers become homeowners. Income Certification available in the documents section of the MLS listing. Seller can and will agree verbally to an Offer to Purchase, but according to NJHMFA Guidelines, Seller cannot sign a Contract of Sale until the Buyer is approved for the income limits. Please submit proposed Buyer signed Certification and single-sided copies of al income supporting documents to the listing agent.