Set in a quiet, tucked-away section of Harding Lakes, this waterfront ranch offers one-floor living with a rare multi-generational layout. The setting is calm, private, and backed by open water views that immediately change the pace of the day. The home is one of the larger models in the community and was thoughtfully updated in 2019. Inside, the layout is separated by a den with added bar, making it ideal for extended family, guests, or flexible work-from-home needs while still feeling connected. Six bedrooms (one currently used as a home office) and two full baths provide options without wasted space. Granite countertops, laminate flooring, and updated finishes keep the interior clean and current. Dual-zone HVAC and newer mechanicals support comfort and efficiency year-round. Outside, the water becomes part of everyday life-quiet mornings, reflective evenings, and unobstructed views that are hard to replicate in Harding Lakes. Dual driveways allow for easy parking and daily convenience. Waterfront. Ranch living. Multi-generational flexibility. Homes like this don't come around often-especially in this location. Ask about our preferred lender's 1% mortgage rate buydown to help lower your first-year payment and boost affordability. (Program availability/terms subject to lender approval and buyer qualifications; not a commitment to lend.)