RARE OPPORTUNITY to own a DIRECT BAYFRONT property in the highly sought after community of MONTEGO BAY in North OC!! Built in 1988, this spacious residence offers 1,536 sq. ft. of comfortable living space, featuring three cozy bedrooms and two full bathrooms, perfect for relaxation and privacy. Enjoy the convenience of a furnished interior, ready for you to make it your own. Upgrades include a newer HVAC system (2023) and a newer hot water heater (2023). Step outside on the rear deck to embrace the breathtaking bay views where you will experience stunning sunsets every evening! Featuring a private dock and pier, (replaced in 2019) this home is ready for you to enjoy boating/watersports right from your back door. Community amenities include 2 inground swimming pools, 1 kiddie pool, 2 tennis courts, pickle ball courts, a shuffleboard court, a 9 hole mini-golf course, a wildlife sanctuary/park area with a blacktop walking/jogging path, and a bayfront boardwalk with 3 fishing/crabbing piers...all for a low hoa fee of $415.00 a year. This home is not just a place to live; it's a lifestyle waiting to be embraced. Don't miss out, call now to schedule your private showing.