First time offered! This 3-bedroom home with lower-level bonus rooms (4th BR) sits on one of the largest lots in the community-over an acre with mature trees and even a resident white squirrel adding to its charm. The upper-level features three bedrooms and two full baths, including a primary suite, along with a sunny living room, a nice sized kitchen, and the separate dining area flows into with direct access to a large, entertainment-ready deck overlooking the expansive yard. Downstairs, you'll find incredible flexibility with a family room complete with a wood stove, a fourth bedroom/ bonus, third full bath, and additional space perfect for a home office or fitness area-ideal for today's lifestyle needs. The oversized two-car garage with interior access provides ample room. Located in the desirable Tower Gardens community, residents enjoy a private sandy beach along the Chesapeake Bay, a boat ramp, ball fields, and a playground/tot lot-all for a low annual HOA fee. Outdoor adventures are just steps away, while the Bay Bridge and nearby shopping keep everyday conveniences within easy reach. Solidly constructed and ready for your vision, this home is the perfect opportunity to create your dream home. This property might be exactly what you have been waiting for!