$10,000 TOWARD HOME IMPROVEMENTS given by the seller at closing to make it your dream home!!! Set at the end of a quiet no-outlet street on a premium 0.46-acre lot, this well-maintained rancher delivers the rare combination of true one-level living, Howard County convenience, and zero HOA. Commuters get quick access to I-95, Route 29, Route 103, and Route 40, plus a short run to BWI. Step inside to gleaming Tigerwood hardwood flowing through the main living areas. A sun-filled family room addition anchors the home with soaring cathedral ceilings and a wall of windows that pulls the backyard indoors. The kitchen features warm hickory cabinetry, granite countertops, a decorative tile backsplash, and a breakfast bar suited for both morning coffee and casual dinners. The living and dining combo with a bay window adds flexibility for hosting or for setting up a quiet reading nook. All three bedrooms are on the main level, including a primary with an en-suite bath. The fully finished walk-up lower level truly lives like a second home. A spacious recreation room, a full bathroom, a full second kitchen with a brand-new stainless-steel designer range hood, and dedicated storage make it ideal for guests, multigenerational living, entertaining, or an expanded work-from-home setup. Freshly painted interior, top to bottom. The oversized two-car garage now features a new opener and a finished bonus room in back that can be used as a workshop, home gym, studio, or private office. A second shed on the lot handles lawn tools and yard equipment. Out back, a brick patio opens to a level, usable rear yard ready for summer grilling or quiet evenings. Love to garden? Mint, mustard seed, stinging nettles, and dill are already growing for your enjoyment.