***VA Assumable @ 2.375%! Welcome to 3640 Estelle Ct-where space, function, and location come together on 2.25 private acres in Chesapeake Beach. This thoughtfully designed home offers flexibility for today's lifestyle, featuring a dedicated main-level home office and a potential main-level bedroom-ideal for guests or multi-generational living. The open-concept layout flows into a stunning two-story family room and spacious kitchen, perfect for everyday living and entertaining. Upstairs, the expansive primary suite includes dual walk-in closets and a private sitting room, creating a true retreat. Additional bedrooms are generously sized, with a well-designed upper-level layout. The finished basement expands your options with a private in-law suite setup-ideal for extended stays, guests, or flexible living arrangements, with potential for rental or income-producing use (buyer to verify local regulations). Don't miss the finished third-level loft-an incredible bonus space perfect for a playroom, gym, media room, or additional living area. Outside, enjoy the privacy and space of a 2.25-acre homesite complete with a yard sprinkler system and invisible fence. Added peace of mind comes from the whole-house generator system that powers the home with the exception of the kitchen range. Located within commuting distance to Washington, DC and Joint Base Andrews, this home offers the perfect balance of peaceful living with accessibility. An added bonus for qualified buyers: existing 2.375% VA assumable loan available for buyers with VA eligibility.