RARE OPPORTUNITY - ASSUMABLE 2.375% VA LOAN + WATER VIEWS! Opportunities like this don't come around often. Take advantage of an incredibly low 2.375% assumable VA loan-giving qualified buyers the chance to lock in a significantly lower monthly payment compared to today's rates. This is a major financial advantage in today's market. Welcome to this beautifully maintained 3-bedroom, 3.5-bath corner townhome in the desirable Sheltered Harbor community, offering scenic water views and an unbeatable setting. Step inside to a bright, open-concept main level designed for modern living. The spacious layout is filled with natural light and flows effortlessly from the stylish kitchen into the living and dining areas-perfect for entertaining or everyday comfort. Upstairs, you'll find 3 bedrooms, along with a standout feature: a fourth-floor loft complete with a full bath and private balcony-the perfect place to unwind and take in the water views. Whether you're looking for a private primary suite, guest retreat, or a quiet home office, this space offers incredible flexibility. As a corner unit, this home provides added privacy, extra natural light, and a more open feel. For boating enthusiasts, there is also the option to rent a nearby boat dock, making it easy to enjoy waterfront living without the full-time maintenance. Additional highlights include a 1-car garage, ample storage, and updated finishes throughout. Ideally located near shopping, dining, and major commuter routes, this home offers the perfect balance of comfort, lifestyle, and value. Homes with water views and assumable low-rate financing are extremely rare-schedule your private showing today before it's gone!