Welcome to 26395 Bay Farm Rd, a beautifully crafted new construction home, thoughtfully designed with striking black and white finishes and no HOA. Offering both style and versatility, this property features separate private living quarters, ideal for an in-law suite, guest retreat, or potential rental opportunity. The one-bedroom suite provides comfortable, single level living with its own private entrance. Inside, you will find an open concept layout with a full kitchen showcasing white quartz countertops, stainless steel appliances, and an island with breakfast bar seating. A spacious bedroom with a walk in closet, full bath, and its own washer and dryer create a completely self-sufficient living space. Throughout the home, attention to detail is evident in the curated blend of gold and black hardware and fixtures, complemented by recessed lighting in nearly every room. The main level features durable and stylish LVP flooring, while the upper level offers soft carpeting for added comfort. The main living area welcomes you with a front-facing bedroom that could easily serve as a private home office, along with a full bath on the lower level for added convenience. The bright, open layout flows seamlessly into the living room and gourmet kitchen. The kitchen is standout, featuring blue cabinetry, abundant storage including two Lazy Susans, open shelving, quartz countertops, and a peninsula with breakfast bar seating and a microwave drawer. An adjoining breakfast nook provides the perfect space for casual dining. Upstairs, the primary suite serves as a relaxing retreat with a large walk-in closet and a spacious en suite bath complete with dual vanities and elegant gold fixtures. Two additional bedrooms and a full hall bath offer plenty of space for family or guests. Outside, a generously sized concrete driveway provides ample parking, and the yard will be completed with grass seed or sod for a finished look. Exterior photos have been digitally enhanced for presentation purposes. Blending modern design, flexible living options, and quality finishes throughout, this exceptional home offers comfort, functionality, and contemporary coastal style.